Privacy Policy

What does Low VA Rates, LLC do with your personal information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Assets
  • Credit Scores and Employment Information
  • Income and Credit History

All financial companies need to share Customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers' personal information; the reasons Low VA Rates, LLC chooses to share; and whether you can limit this sharing.

Reasons We Can Share Your Personal Information

Does
Low VA Rates, LLC
Share?

Can You
Limit This
Sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We Don't share

For our affiliates' everyday business purposes—
information about your transaction and experiences

Yes

No

For our affiliates' everyday business purposes—
information about your credit worthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

No

We Don't share

How to limit our sharing

Please note:

If you are a new customer, we can begin sharing your information 31 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call 888-657-2848   or go to www.lowvarates.com

Who we are
Who is providing this notice? Low VA Rates, LLC
What we do
How does Low VA Rates, LLC protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Low VA Rates, LLC collect my personal information? We collect your personal information, for example, when you
  • Open an account
  • Apply for a loan
  • Give us your employment history
  • Give us your income information
  • Show your driver's license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include companies with a Low VA Rates name; financial companies such as Low VA Rates Insurance Agency
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Low VA Rates, LLC does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Low VA Rates, LLC does not jointly market.
Other important information
For Vermont Members/Customers. We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Additional information concerning our privacy policies can be found at www.lowvarates.com or call 866-569-8272