Ryan Sawyer

Scotsman's Guide 2015I am on the 2015 Scotsman Guide’s List of Top 75 VA loan originators in the country! This is a comprehensive and very prestigious list that calculates the total volume of VA loans that each loan officer produced in 2015. Being ranked here takes an incredible amount of productivity, and I hope that this shows you how dedicated I am to providing you with a quick, easy, and affordable loan experience. 

I am just one of 21 loan officers at Low VA Rates to receive a ranking on this list. If you would like to see the full Scotsman Guide’s list, click here.

I would like to thank our military members and their families for letting us assist you on your refinance.  I cannot thank you enough for what you have done for us and our country, and it gives me great pleasure to give back to the U.S. Military community. I do not look at this as a “job”. Like the saying goes, “If you love what you do for a living-you never work a day in your life!” This quote is absolutely true for me. I strive to provide our veterans the best customer service in the industry. Please contact me if you ever need anything throughout your loan, as I am available to my clients when they need me the most. My personal cell phone number is 518-788-4190.

Attention Applicants

We need you to upload the following documents to us as soon as possible. Once you complete the application under my profile picture, please send me the following by using the contact form on this page:

  • Signed Authorization Form (download here)
  • Copy of your mortgage Note (example can be seen here). You would have received this at your last loan closing.
  • Copy of your home owners insurance declarations page. You may also just email me the contact number and name for your insurance agent.
  • Copy of each borrowers driver’s license. If your social security number is not listed on this ID then I will need your SS card(s)
  • Copy of your mortgage statement or online print out for the month. (Does not need to be the most recent, but that is preferred)
  • If a FL, NM, OH or TX property a copy of your property survey (example can be seen here). You would have received this at your last loan closing.

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