VA Refinance Mortgage Loan
Veterans have access to more refinance options with fewer restrictions than the average homeowner. Whether your goals are a lower payment, debt-consolidation, home improvement, or simply to pay off your home faster, there are VA refinance programs best suited to help you meet these goals.
These programs include:
VA Streamline Refinance Loan (VA IRRRL)Easiest and fastest way to reduce your rate, payment, and/or loan term. VA Debt Consolidation LoanAccess up to 100% of your homes value for purposes of lowering your monthly payment when you consolidate high interest rate credit cards, second mortgages, auto loans and more. VA Refinance Relief – Veteran's Benefits Improvement Act of 2008The Veteran's Benefits Improvement Act of 2008, provides VA refinance opportunities for veterans trapped in non-VA, “sub-prime” or “conventional” loans with unfavorable terms and higher interest rates. The law opens VA refinance opportunities for all qualified veterans, even those who are “upside-down” in their current mortgages with little or no equity left in their homes. VA Loan Refinance QuestionsDo you still have VA Loan questions? If you do please visit our answers page. |
VA Home Improvement LoanUse your home's current equity to make improvements that could increase your home's value. VA Energy Efficiency Mortgage (EEM)Veterans can get up to $6000 added to the refinance loan for energy-efficient upgrades or improvements to their home. VA Cash Out Refinance LoanFor Veterans with untapped equity in their home, a VA Cash Out Loan can be used to pay off bills, lower overall monthly expenses, or establish a more financially secure cash reserve. |
