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Example would be going from 6.5% fixed for 30 yrs to a 5.5% fixed rate for 25 or 20 yrs
It is important to realize that the IRRL does have limitations. Homeowners are not able to take equity or cash out of their property with the IRRL. If you are looking to do home improvements you cannot do this with a VA IRRL; unless of course the improvements being done are considered energy efficient.
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