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Archive for the ‘Veteran Service’ Category

Should Woman be allowed in Combat?

Monday, February 28th, 2011

There has been a long standing debate about whether or not women should be allowed to serve in combat units of the armed forces. A current poll online at www.world-news.com showed that 50.3% of participates voted “Yes, create a level playing field for all qualified service members”, while 45.6 said no, and 4.1 percent were unsure.  Recently a military advisory commission, consisting of current and retired military officers, has come together to recommend that the Pentagon do away with the policy that prohibits them from being allowed to do so; hence the pot is being stirred up again.

For many years woman have been allowed to serve the country, but more in support roles, such as medics, logistics, transportation, and etc. The policy stands that women are not allowed to be assigned to a unit “smaller than a brigade whose primary mission is direct combat on the ground”. Recently a panel met to put finishing touches on a report to recommend the elimination of this policy in order to create a level playing field for ALL service members. This change would be one of the biggest “social” changes since last year when changes were made to allow gay and lesbian members to serve openly and the change to permit women in the Navy to serve on submarines for the first time.

One of the main arguments for this policy change is that it prevents around 10 percent of woman in the Army and the Marine Corps from being able to participate in specialties, which in turn prevents them from promotions and advancement. Proponents see it only fair to allow women the same opportunity as their male counterparts. Another main argument is that these women are still considered a minority and the elimination of this policy would promote diversity. The report states, “The Armed Forces have not yet succeeded in developing leaders who are as diverse as the nation they serve. Minorities and women still lag behind white men in terms of number of military leadership positions.” Women currently make up about 14 percent of the military. Supporters argue the case that bringing minorities into leadership roles will help the units become more effective.

The main concern of the opponents of the policy change is that they do not believe that women have the strength and stamina to take on the hardship of combat. Men and women have to pass certain physical tests in training for the Armed Forces. They only have to meet a minimum standard. For example, 18 year old male needs to do a minimum of 42 pushups in two minutes, 71 sit-ups in two minutes, and run 2 miles in 15:54, but for an 18 year old woman the standards are lower. She has to do 28 pushups, 71 sit-ups, and run 2 miles in 18:54. This is one of the arguments used to show that women are physically different than men, and not as strong. The idea behind the physical training tests is that this is the MINIMUM strength and endurance any soldier needs to survive in combat. Is combat supposed to be easier for women than men? It should not be, so why are their standards lower?

Another argument is that this change will make cohesion in the units fall apart. This was one of the arguments on letting gays into the Armed Forces, as well. Many say that mixing men and women in a high stress environment will create more distraction, misconduct, an emotionally volatile environment, more physical injury, less discipline, lower standards, additional stress on instructors and recruits, and scandal. However, the new report coming out, states that there is little evidence to show that introducing women to the units breaks up cohesion. A study done by the Defense Department Advisory Committee on Women in the Services actually found that most participants in the study groups had a positive impact on mission accomplishment.

A final argument against the change is that Americans will not be able to stand watching the increasing numbers of women come home in body bags. There is quite a significant difference now in the number of losses between men and women. In the Iraq War as of January 3, 2011, only 110 women have been killed as compared to 4,300 men. In the Afghan campaign, 24 women have been killed, while over 1,400 men have been killed.

Women and men are different physically and psychologically. This is not necessarily a bad thing, but the fact is that there is a difference. There are many differences of opinion on this matter because of this reality. Some people believe that even though there are women who can beat a man in any strength or endurance test, that they are the exception, and not the rule, therefore women should not be allowed in combat. However, then there are those who argue that if women can handle childbirth they can handle any kind of combat. After all, women have been known to have a higher pain threshold.  Maybe the solution is to make all of the physical testing the same for each gender? Then the physical differences would become less of an issue.

Who knows if this policy will be changed or not, but many top defense leaders say that they do see a change coming someday. Defense Secretary, Robert Gates, said they he expects women to serve in special operations units, such as stealth missions. He also said that he believes they will eventually be allowed to work on special operations forces. The new report recommends that women we phased in, allowing women working in specialties already to be assigned immediately to a unit that requires their expertise. Regardless of what happens with this policy it is important to remember that women in the military make incredible contributions already, and will continue to do so.

2012 VA Budget Summary

Tuesday, February 22nd, 2011

The Department of Veterans Affairs recently released the President’s $132 billion budget request for the 2012 fiscal year. According to Secretary of Veterans Affairs Eric K. Shinseki, they are emphasizing making every one of those 132 billion dollars count.

“We will continue to wisely use the funds that Congress appropriates for us to further improve the quality of life for Veterans and their families through the efficiency of our operations,” said Shinseki. He adds that in the current economic environment it is imperative to utilize every dollar efficiently and to eliminate waste, and that the VA has put into place management systems to maximize efficiency.

Below is a summary of the proposed allocation of the 2012 funds:

Health Care – Nearly $51 billion is requested to provide medical care to over 6.2 million patients. Also included are provisions for mental health programs (including specifically suicide prevention), the activation of newly constructed medical facilities, benefits for Veterans caregivers, and research. Also planned are technological upgrades.

Benefits – More than $70 billion in mandatory benefits programs, consisting of mostly VA disability compensation and pension payments.

Shinseki reaffirmed his commitment to “break the back of the backlog” of claims from Veterans for disability compensation and pensions. The goal is to provide Veterans with a decision to their claim within 125 days at a 98% accuracy rate by 2015.

Homelessness Prevention – Nearly $940 million for specific programs to prevent and reduce homelessness among Veterans and their families. The VA has recently put an emphasis on improving these types of programs, as homelessness is becoming an increasingly prevalent issue among Veterans. The new budget is a 17% increase over the current budget.

Education and Training – Includes about $11.5 billion allocated for VA education, training, vocational rehabilitation and employment programs. This will provide benefits for approximately 925,000 people, including funds that will go to recipients of the new Post-9/11 GI Bill, who will be able to use a new automated claims processing system.

Information Technology – $3.2 billion to operate and maintain its information technology systems. Shinseki emphasized that “IT is the key to bringing VA into 21st century. It allows for the efficient delivery of health care and benefits.”

Construction – Nearly $590 million is proposed for major construction projects, includes the construction projects at 7 existing health care facilities throughout the country, plus new projects in Reno, Los Angeles, and San Francisco. Also included is $550 million for minor construction, like safety improvements, seismic corrections, and patient privacy enhancements.

National Cemeteries – More than $250 million is allocated for the operation and maintenance of its 131 national cemeteries, plus another $46 million for state and tribal government Veterans cemeteries.

Click here to read more details on the proposed budget, and how it might affect or improve your benefits.

How PTSD Affects Families of Veterans

Monday, February 14th, 2011

In earlier posts we have discussed Posttraumatic Stress Disorder (PTSD) and the effects it can have on the lives of veterans who have it. But PTSD can not only wreak havoc in the lives of those who suffer with its symptoms, but also take its toll on their families. Research on PTSD has shown that veterans with PTSD have more marital problems and family violence, their partners have more distress, and their children have more behavior problems than do those of Veterans without PTSD.

Why does PTSD affect family members? For one, families will naturally react to the fact that their loved one has gone through a trauma. It’s upsetting when someone you care about goes through a terrible ordeal. Trauma symptoms can make a person difficult to get along with, or cause him or her to withdraw from the rest of the family. There may be resulting financial burdens if the trauma survivor has severe enough symptoms that keep them from holding a job. There may be difficulties in their relationship with their spouse if they avoid emotional connections or have lower sexual interest. They may exhibit less interest in family activities that they previously enjoyed. Or they may lash out in anger more easily or become violent. It can be very difficult for everyone when these types of changes occur, especially small children who may find it difficult to understand why it is happening. Just as people react differently to traumatic experiences, families also have different reactions when a loved one is traumatized. The following are common reactions of family members of a person with PTSD, according to the National center for PTSD:

  • Sympathy:  Family members feel sorry for what their loved one has had to endure. This can help your loved one know you care and sympathize. But on the extreme end of the spectrum, it can lead to “babying” or lowering expectations, which may lead to the trauma survivor feeling like their family doesn’t believe they can overcome the ordeal, or that they are weak.
  • Depression: One source of depression for family members can be the traumatic event itself. Knowing a loved one had to endure such a difficult experience. Depression is also commonly experienced when the person with PTSD acts in a way that causes feelings of pain or loss. If they withdraw from normal family activities, or interaction, when a traumatized spouse avoids intimacy, etc.
  • Avoidance: Just as trauma survivors are often afraid to address what happened to them, family members are frequently fearful of examining the traumatic event as well. Family members may avoid the same things that the trauma survivor avoids because they want to spare them further pain or are afraid of their reaction. This may lead to frustrations within the family if regular activities are abandoned.
  • Anger: This is a common response among families. Loved ones may feel angry at whoever they feel is responsible for the trauma; they can also feel anger toward the trauma survivor, if they exhibit strange behavior or continue to dwell on the event.  They may also feel angry in response to anger or irritability the trauma survivor directs at them.
  • Drug and alcohol abuse in response to the stress the trauma has caused in the family’s life, as well as sleep problems. Children may exhibit behavioral problems at school.

The first step for families to do is to gather information about PTSD, to better understand where the changes are stemming from. Resources on the National Center for PTSD website may be useful to educate the family about the effects of trauma. There are many support groups for both veterans with PTSD and their families, and group and individual therapy. The VA has taken note of the effects of PTSD on veterans as well as their families, and has begun to offer group, couples and individual counseling for family members of Veterans. Contact your local VA Center for details on programs available in your area.

(Information for this blog post was found on www.ptsd.va.gov)

PTSD symptoms and aging veterans

Saturday, February 5th, 2011

Many veterans who have served during war time suffer from effects of Posttraumatic Stress Disorder (PTSD). And for many of them, memories of their wartime experiences continue to be upsetting long after they served in combat. We usually think of symptoms of PTSD occurring immediately after a traumatic event, or seeing symptoms in a loved one soon after they return from war. But many older veterans are finding that they have PTSD symptoms even fifty or more years after their wartime experience, or that their symptoms intensify over time. In some cases, these symptoms are delayed for many years and are triggered long after the traumatic events took place.

There are several reasons why symptoms of PTSD may increase with age:

· Retirement from full-time work may allow more time to think and you may have fewer distractions from your traumatic memories.

· Medical problems that come with aging may leave you feeling less strong as you used to be, increasing symptoms.

· Disturbing news and images of war on the television may bring back memories.

· You may have tried to cope with stress in the past by using drugs or alcohol. If you stop later in life without a healthier way of coping your symptoms may seem more intense and difficult to deal with.

· As you get older you are looking back over your life and your experiences to try to make sense of them, causing you to re-examine, or re-live traumatic wartime events.

For veterans, any or all of these factors may trigger what is known as Late-Onset Stress Symptomatology (LOSS). The symptoms of LOSS are similar to those of PTSD, although LOSS seems to be closely related to the aging process. With LOSS, veterans may have fewer symptoms, or begin having symptoms later in life. People with LOSS may have lived the majority of their life relatively well. As they begin to confront normal age-related changes such as retirement, loss of loved ones, or increased health problems, these stresses can trigger emotional reactions about their wartime experiences.

If you, or anyone you know, is having a hard time dealing with past wartime experiences, or are beginning to show signs of PTSD or LOSS, there are a number of things that can help:

· Do things that make you feel strong and safe in other parts of your life, like exercising, eating well, and volunteering.

· Talk to a friend who has been through similar experiences

· Join a support group

· Talk to a professional. Your doctor can refer you to a therapist or find a VA Medical Center in your area that can direct you to where to go for treatment.

· Educate yourself about PTSD and LOSS, and tell your family and friends about it. They will be better able to support you if they know more about what you are going through.

· Don’t be afraid to ask for help. There is a lot of help available to veterans suffering from PTSD and LOSS

It may be difficult to ask for help, but you shouldn’t feel bad or have your life disrupted by symptom of PTSD or LOSS. There are a lot of resources through the VA, and as a valued veteran of our military you are entitled to it!

For more information on PTSD or LOSS contact The National Center for PTSD.

(Information for this blog post was found on www.ptsd.va.gov)

Provided by your VA loan professionals at Flagship Financial Group

VA Programs and Resources for Women Veterans

Wednesday, January 12th, 2011

There are far more men than women in the military, yet each year the number of women serving in our Armed Forces grows. In fact, women are the fastest growing group of Veterans. In 2008, 11% of Veterans from the Afghanistan and Iraq military operations were women and these numbers are expected to keep rising. As the numbers have increased over the years, so has the need for resources geared specifically towards women veterans who have experienced trauma related to their military service.

Trauma is common in women; five out of ten women experience a traumatic event. And women tend to experience different traumas than men. Women in the military face specific stressors. While not always trained for combat, they are often involved in combat or combat-support missions, experiencing hostile fire, and injury. They may feel alone in their units, with few other women for emotional support. It may be hard for women with young children to be deployed for long periods of time. Still yet another source of stress, and Posttraumatic Stress Disorder, for women veterans is Military Sexual Trauma.

Military Sexual Trauma (MST) is the term used by the Department of Veterans Affairs to refer to experiences of sexual assault or repeated, threatening acts of sexual harassment. This may also include being threatened with negative consequences for refusing to go along with the advances, or promised promotions/advancement or better treatment for going along with it. If the MST is especially traumatic, as in the case of sexual assault, it can lead to PTSD.  The Department of Defense conducted a study of sexual victimization among active duty populations and found rates of sexual harassment to be 78% among women, and attempted or completed sexual assault to be 6%.

In response to the recent increase in women Veterans, the VA has put in place a number of health care and research programs just for women, including the Women Veterans Health Care program.  Every VA Medical Center in the country now has a Women Veterans Program Manager.  This person is there to organize services and resources so that women veterans can get specific help they need. The following VA programs are devoted to women veterans’ healthcare:

  • Women’s Stress Disorder Treatment Teams – special outpatient mental health programs. They focus on the treatment of PTSD and other problems related to trauma.
  • Specialized inpatient and residential programs for women – These are live-in programs for women veterans who need more intense treatment and support.
  • Women Veterans Comprehensive Health Centers – Many VA centers throughout the country have complete health centers for women veterans only.
  • Women Veterans Homelessness Programs – These programs can help women veterans find shelter if they are homeless or at risk of becoming homeless.

For more information on any of these programs, or to find out what programs are available in your area, contact your local VA Center, and speak with your Women Veterans Program Manager.

(Information for this blog post was found on www.ptsd.va.gov)


History of the VA Loan

Tuesday, August 3rd, 2010

A VA loan is a mortgage loan that is guaranteed by the US Departments of Veterans Affairs. The VA loan program assists Veterans who have served in the armed services become homeowners. The basic intention of the VA direct home loan program is to supply home financing to eligible veterans in areas where private financing is not generally available and to help veterans purchase properties with no down payment.

The Current VA loan mortgage is a byproduct of the Servicemen’s Readjustment Act, more commonly called the GI Bill of Rights, which was passed by Congress in 1944. Harry W. Colmery, a World War I Veteran, wrote the first draft of the G.I. Bill. The G.I. Bill provided college or vocational education for returning World War II veterans, one year compensation for out of work veterans and also provided different loan types to Veterans to buy homes or start business. The G.I. bill provided low interest, zero down payment home loans for serviceman. The G.I. bill was created to prevent a repetition of the Bonus March of 1932, in which World War I Veterans marched on Washington DC demanding payments of their World War I bonuses. The Bonus March was dispersed by the army and the Veterans were not paid.

The G.I. Bill is considered one o the most significant pieces of legislation ever passed by the U.S. Congress. The education benefits opened College education to the masses, in 1947, veterans made up almost half of the nation’s college students. It allowed millions of families to purchase their first homes and moved many families out of urban apartments and into suburban homes and resulted in the suburbanization of the American in the 1950’s and the postwar baby boom. Prior to the war suburbs tended to be the homes of the wealthy and upper class. The G.I. bill effectively created the American middle class that we know today.

The Success of the 1944 G.I. bill prompted the government to offer similar measures to later generation of Veterans. The Veterans Adjustment Act of 1952 offered veterans of the Korean Conflict that served for more than 90 days, similar benefits that were offered through the G.I. Bill. These bills eventually lead to the Veterans Readjustment Benefits Act of 1966. Whereas the G.I. Bill of 1944 and 1952 compensated veterans of wartime service, the new bill extended benefits to Veterans who served in war and peace.

Further acts were passed in Congress in following years. The Veterans Housing Act of 1970 removed all termination dates for applying for VA housing loan and also provided VA loans for mobile homes. The Veterans Housing Benefits Improvement Act of 1978 expanded and increased previous benefits given to Veterans. In 1992, the VA loan guarantee program was enlarged to include Reservists and National Guard personnel who served honorably for at least six years. In association with the VA’s program, the Servicemembers’ Civil Relief Act protects service members from financial woes on their home loan that may occur as a result of active duty commitments, freezing their interest rates at 6%. These acts have allowed Veterans through the years to buy homes when the might not have been able to on their own.

How VA loan officers can show their appreciation to Veteran and Military clients.

Friday, May 21st, 2010

Being in the mortgage industry for the past 8 years I have come to realize that showing appreciation to your clients is a must. If I were running my own company I would even make it mandatory for VA loan officers. If you think about the process of buying a home it would seem like the Broker holds all the cards, but in reality it’s the Solider or Veteran.

The Loan Officer works for them, not the other way around. At any time during the process of completing the application and closing of escrow, the client – if they want – can find someone else to work with. I don’t want to sound like VA loan officers have no value or bring nothing to the table, its just good to understand what my responsibility is – WHICH IS HELPING THE SOLDIER/VETERAN! Without them I cannot put food on the table, but they can still get a VA loan without me.

I hope that did not sound like a rant, I just want to get the point across of how important the Veteran is.

There are many ways that I can show appreciation for Veterans and Soldiers buying homes. Let me list some of what I have done:

1. Give them the service they deserve. When talking with them on the phone or in person be sure to thank them for their military service. Sometimes address them using their Rank – this shows respect. Be prompt in your timelines and expectations.

2. Offer the best rates. Be competitive in the marketplace. Veterans and Soldiers will know if you are giving them higher VA interest rates and higher fees. I’m not suggesting doing the loan for free, but don’t “stick it” to them either. Trying to back pedal after you’ve been “caught” offering a bad deal is not a fun situation to be in.

3. Communicate. This is key. The best clients I have are the ones where I talk with them about the process of buying a home. I always try to educate Veterans or Active Military. Before closing explain to them how the final settlement statement looks and if there are any changes regarding rates, fees etc. NEVER DO A BAIT AND SWITCH!

4. Give them something of value. This is not too much to ask. Something simple like a Home Depot gift card or a house warming gift. The most recent purchase I did was here locally in UT. There were some speed bumps along the way to say the least. At the closing table I brought in a gift basket full of over the counter medicine as a joke. I also had some dish towels for the wife. They did not expect this, but they were very grateful because it was going above and beyond the call of duty.

5. Follow up. After the dust settles and your clients have moved in or completed their refinance, call them and ask how they like their new home or lower monthly payments. Send them birthday cards or Holiday cards.

In order to be successful in this business, you must always show your Veteran/ Active military clients that you care and appreciate them. Before you know it they will be sending referrals to you and that’s when you know you have created a business partner for life.

Traumatic Brain Injury

Monday, May 17th, 2010

Each year the number of US. veterans increase as soldiers returning from America’s most recent wars come home. As the survivors are welcomed home after pursuing a dutiful career serving their country, a new generation of men and women suffering from mild- to severe-traumatic brain injuries (TBI) are greeted with battled medical budgets and flawed TBI technologies, which don’t provide the necessary services and treatments required to improve their newly developed disabilities.

With an average of 1.4 million Americans undergoing some form of TBI, the number of scientists and researchers striving to cure these individuals should be ever increasing, however, dwindling budgets continue to compress and squeeze war-related brain injury funding. In 2006, the U.S. House and Senate slashed the allocated funding for the Defense and Veterans Brain Injury Center (DVBIC) in half from the previous year.
Traumatic brain injury is the “signature” injury of the Iraq war, according to military doctors and experts. It is imperative for struggling soldiers to find assistance with their TBI-related disability.

What is Traumatic Brain Injury (TBI)?

A traumatic brain injury occurs when a person’s brain is physically injured, usually by a sudden force. With military members, this is often the result of a concussive blast or explosion. It can also be caused by falls, motor vehicle accidents, assaults, or any sudden blow to the head.  Because the damage is internal, there may be no visible head wound.

In prior conflicts, approximately 14% – 20% of surviving casualties had a TBI.

What are the Symptoms of TBI?

Every brain injury is unique and symptoms can vary widely.  Damage to different parts of the brain will result in different symptoms.  TBI shares symptoms with other physical and mental health conditions, such as Posttraumatic Stress Disorder, which complicates diagnosis.  Below are some of the symptoms.  Having some of them, however, does not necessarily mean a person has TBI.  Only a doctor can definitively identify and diagnose a TBI.

Common Symptoms Immediately After Injury

  • Being Dazed, confused, or “seeing stars”
  • Not remembering the injury
  • Losing consciousness (being knocked out)

Common Symptoms Later On

  • Persistent headache or neck pain
  • Sensitivity to light and noise
  • Loss of balance
  • Changes in sleep patterns
  • Feeling tired all the time, lacking energy
  • Ringing in the ears
  • Loss of sense of smell and taste
  • Slowness in thinking, acting, speaking or reading
  • Symptoms that may appear to be mental health conditions
    • Sudden mood changes for little or no reason
    • Difficulty managing relationships
    • Chronic anxiety, depression, apathy
  • Short term memory loss
  • Getting lost or easily confused
  • Having more trouble than usual with
    • Paying attention or concentrating
    • Organizing daily tasks
    • Making decisions

In May 2006, the co-founder of the DVBIC testified to a Senate subcommittee that while “body armor may save troops caught in blasts it leaves many with brain damage,” according to a USA Today news report. Additionally, the article cited several disturbing statistics on the state of TBI and war veterans.

· 10 percent of all troops in Iraq suffer from concussions during combat.

· 20 percent of all frontline infantry troops suffer from concussions during combat.

· Scientists believe the Pentagon must screen all troops returning from Iraq.

· The Pentagon has declined screenings for all returning troops and only screens a small population of soldiers.

· If left untreated or untested, multiple head injuries and concussions can cause permanent brain injury.

Also, several equally disturbing statistics have been reported from several specialized journals including Brain Injury, Internal Medicine, Soldiers Magazine, MIT’s Technology Review and Perspectives in Psychiatric Care. These statistics area as follow:

· Nearly 25 percent of all military veterans of the Iraq war are diagnosed with a mental illness.

· War-related TBI patients often manifest distinct personality changes.

· Of the 35,000 soldiers screened for TBI, approximately 11 percent have had symptoms of mild TBI.

· No treatments currently exist to cure long-lasting symptoms of TBI.

While all this information may seem bleak, it is important to note that the majority of individuals who sustain a mild traumatic brain injury will completely recover in a matter of weeks to months.

America is THE Beautiful but this country needs to WAKE UP!

Wednesday, May 12th, 2010

I have always been proud to be an American but seriously the past couple of weeks have really hit a soft spot and I have got to tell you that at times I wonder what in the world is wrong with this country and more importantly those that are making and enforcing our laws.

The video that I am sharing in this blog post is of a group of 4-5 yr old pre-school children performing for their parents.  As I filmed this video I found myself conflicted.  I had a strong feeling of pride as a parent and also as an American living in a great country where we are free to worship how we want and to wear what we want.  At this same time I felt a bit sick to my stomach as I realized I was hearing this at a private school, not a public school!  Do you think our kids can sing a song with the words AMERICA and GOD in it?  There is no way.

In the past week alone on the news I have seen of kids getting kicked out of school for wearing old navy shirts with the American Flag on them.  I have heard of kids of other races, yet still living here and claiming to be American, being allowed to wear shirts with a flag of another country.  I don’t have any issue with diversity and I think others should be able to wear flags from countries of their roots and nationalities, however why the double standard?  It is absolute garbage and in my option one of the major reasons this country is losing its luster!  How about a recent news story where the ACLU is suing the Federal Government for allowing a white cross to be in a national desert?  Here is what the ACLU says…

“Contrary to what some believe,” said Peter Eliasberg, staff attorney at the ACLU of Southern California and First Amendment specialist, “it is not the role of the federal government to advance Christianity or any other sectarian belief. Americans are perfectly competent to make such decisions for themselves without government interference.”

I have to wonder if they would have sued or tried to pull down a monument of the Menorah or perhaps something representing Islam?  I bet the would not have.  Again I am all for religious freedom and freedom of speech, but this double standard in our country is utterly ridiculous.

People need to also realize that they have the RIGHT TO NOT GET OFFENDED SO EASILY.  Political correctness is destroying this Nation that so many are fighting for, have fought for and hopefully will continue to fight for.

Feels good to get this off my chest!

Modern War Heroes – Medal of Honor Recipients

Monday, April 26th, 2010

The Medal of Honor is the highest military decoration awarded by the United States Government.  All branches of the U.S. Military are eligible to receive the medal.  We hope you enjoy the image below.

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Modern War Heroes - Medal of Honor Recipients

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Related: VA Loans available to all active military and veterans.