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Archive for the ‘For Fun’ Category

On the Home Front: Easy Ways to Support Military Spouses

Monday, August 30th, 2010

We all agree that protecting our troops and their families on the home front is of paramount importance. But while alarm systems and locks protect their physical well-being, let’s not neglect protecting the hearts and spirits of the heroes at home, as well.

Here are some ideas anyone can use to support military families.

Get your church involved
Churches (or other community groups) are in a perfect position to minister to families of deployed service members. Here are just a few ways to provide reinforcements:

Send reverse care packages. Send care packages to the deployed members, and “reverse” care packages to the families on the home front. If possible, find out through email from the deployed spouse what he’d like his/her spouse and children at home to have for special holidays such as Mother’s/Father’s Day, Valentine’s Day, Military Spouse Appreciation Day (May 7), birthdays, Christmas, etc. These are all days when a spouse and parent’s absence is felt the most keenly. Then make sure the family gets these items on the special days. If the deployed member can’t be reached, deliver a gift card to Starbucks or a local spa, movie tickets or something else you know the family would enjoy.

Offer a Military Night Out. Once a month, offer a Military Night Out where the church provides dinner and child care for children of the military member. The parents can go have a date night together, or if the spouse is deployed, the spouse at home can get a break from the kids and do errands, get together with friends or just have some time to herself.

Organize a returning veterans fellowship. When the deployments end, those coming home from combat need to be in fellowship with others who understand the special adjustment issues they will be facing. Often the military member doesn’t want to share all the details of combat with the spouse to protect her from those images. Organize a simple gathering for veterans to benefit from being with others who understand exactly what they’re going through.

Honor the troops. Watch the calendar and honor the troops around Memorial Day, Independence Day, and Veteran’s Day with special breakfasts for them or at least a mention from the pulpit. Show military members and their families (veterans included) that they are special.

Take personal initiative
No time to get a group together for an organized military ministry? No problem. Choose from this arsenal of ideas to personally support the military spouse at home.

Create some coupons. Instead of simply telling a military spouse you’re willing to help, give him/her some specific ideas of what you can offer. Either give a list of your services or create a coupon booklet for free babysitting, a coffee date, financial counseling, running errands, an hour or two of housework, etc. It’s much easier for military spouses to cash in on your offer to help if she knows exactly what you can do for her.

Surprise her. Make an ordinary day special by dropping off a basket of favorite foods, a great book, or new magazine and/or a movie rental you know the military spouse or kids have been wanting to see.

Fix what’s broken. Find out what’s broken and fix it—or help tide the family over until a professional can make the repair. If her computer is down, let him/her use yours to email her spouse. If the car stopped running, offer to give (or arrange) rides.

Get your hands dirty. For every season, there are jobs to be done outside. Pitch in when you can to mow the lawn, pull weeds, clean out gutters, shovel snow, or wash windows.

Bring a meal. Providing a ready-to-eat (or ready-to-cook) dinner means one less thing an already stressed military spouse would have to think about. If you don’t have time for a full dinner, a homemade loaf of bread, muffins, or cookies would still be great.

Make a call. Every so often, make a quick phone call to see how the family is getting along. Keep it brief, and leave a message if there’s no answer. Let them know you are there to support them.

Be there. Visiting is a great mood lifter, but ask first before showing up unannounced.

Be consistent. Mark your calendars to send a small note or email or phone call on a regular basis—not just right after the spouse deploys. And don’t expect a response each time. Support that spouse regardless of if she thanks you for every thoughtful gesture of yours.

Pray. Pray for the one serving our country overseas, but also pray for those serving at home—the spouse and children. Pray for the entire family even after the spouse returns home, too! That re-entry adjustment period is often just as stressful as deployment.

Supporting the spouse on the home front allows him/her to support the deployed spouse and children in a way that only she can. And knowing that his family is supported back home will allow the deployed spouse to better focus on his mission. When you minister to the military spouses and children, you are supporting the troops as well.

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Jocelyn Green, a former military wife, is the award-winning author of Faith Deployed: Daily Encouragement for Military Wives [J1] (Moody Publishers 2008) and Battlefields & Blessings: Stories of Faith and Courage from the War in Iraq & Afghanistan [J2] (AMG Publishers 2009). Visit the Web site at www.faithdeployed.com for resources and encouragement. Join the Faith Deployed Facebook group at www.facebook.com/faithdeployed .


[J1]http://www.amazon.com/Faith-Deployed-Daily-Encouragement-Military/dp/0802452507/ref=sr_1_1?ie=UTF8&s=books&qid=1282543670&sr=8-1

[J2]http://www.amazon.com/Battlefields-Blessings-Afghanistan-Stories-Courage/dp/0899570410/ref=sr_1_2?s=books&ie=UTF8&qid=1282543704&sr=1-2

World Military Spending Compared (infographic)

Tuesday, July 27th, 2010

The global economic crisis has had little impact on world military spending in 2009.  Nine of the top 10 spenders increased military spending in 2009.

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Infographic comparing budgets and spending for military across the world.

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Related: VA Loans for Military Vets.

When A Soldier Comes Home

Tuesday, July 13th, 2010

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I have often thought of the trials and issues that Soldiers faces when he/she returns home from service. The trivialness of day to day life that they must adjust to is something that we don’t understand. Yet there are those that still oppose what our soldiers do and what they stand for. Do we not realize that they are protecting our freedoms, that they are preserving our way of life? They sacrifice family, love, the comforts of life and their very lives to protect what we all hold dear. Why do we not raise the Red, White and Blue every time they come off the plane? Why are there not throngs of people singing their praise? Have we become too callous to show appreciation for those that serve us? Why do we not serve those that have given everything to serve this Land of Liberty? The following has circulated on the internet and I use it because I believe that it is poignant and to the point.

When a soldier comes home, he finds it hard…

To listen to his son whine about being bored.
To keep a straight face when people complain about potholes.
To be tolerant of people who complain about the hassle of getting ready for work.
To be understanding when a co-worker complains about a bad night’s sleep.
To be silent when people pray to God for a new car.
To control his panic when his wife tells him he needs to drive slower.
To be compassionate when a businessman expresses a fear of flying.
To keep from laughing when anxious parents say they’re afraid to send their kids off to summer camp.
To keep from ridiculing someone who complains about hot weather.
To control his frustration when a colleague gripes about his coffee being cold.
To remain calm when his daughter complains about having to walk the dog.
To be civil to people who complain about their jobs.
To just walk away when someone says they only get two weeks of vacation a year.
To be forgiving when someone says how hard it is to have a new baby in the house.

The only thing harder than being a soldier. . .is loving one.

Ronald Regan said, ““If we ever forget that we’re one nation under God, then we will be a nation gone under.”

I believe that compassion and love need to be shown to those that serve this nation. They deserve our praise and support. If we are a God fearing nation, or a Nation that believes in doing good towards our fellow men, then this should be and easy task. God Bless the Troops and God Bless America.

Why I love living in patriotic Utah

Wednesday, June 9th, 2010

I have lived in Utah for the past 16 years and love it here.  I have to tell you though, my roots are back in the midwest in the great state of Ohio!  That is right; I grew up in good old Buckeye land and then moved to Utah in my college years and have lived here ever since.

I could write all sorts of paragraphs and pages on why I love living in Utah, but I won’t bore you today with all of that.  What I want to share however, is why I think this state is great and primarily as it relates to pride in one’s country and patriotism.

Just two days ago I had the opportunity to hit up one or Utah county’s Mexican grocery markets; which is one of the reasons I love living here.  We have a great Latin culture among us and some great food.  While visiting this market I was accompanied by a child hood friend from Ohio who actually lives out here too.  As we were driving to the market he asked me, “Have you ever noticed how many American flags there are in this state?”  We had just drove by a car dealership (Ford-American made I mind you) and right smack in the front of the dealership was an American flag that was bigger than most state capitol flags!  I concurred with my buddy that yes I was aware and that I loved it!

I explained to him that in my neighborhood along with many other communities in Utah, that I had paid $30 in a donation to the Boy Scouts of America and in return the scouts hung a flag in my front yard on all US holidays.  I told him there was nothing better than driving home at night and seeing literally 30-40 houses all sporting and honoring the American flag.  My friend said that is was a major contrast to his time in San Francisco, CA.  The cool thing is that my friend who I feel leans a bit left when it comes to political views, had nothing negative to say about all the flags!  He did not necessarily trash talk his time in CA but mentioned you would never see that there.

So is the fact that Utahns sport the American flag a reason to live here?  Sure it is; this is just one example of the extreme patriotism that exists here.  Now if you don’t like seeing US flags everywhere, then don’t move here.  I love this great country and I love Utah.  If I were a retired military veteran or active duty service member and I had the chance to move to Utah, I would do it!

I am the branch manager for Flagship Financial and my loan officers specialize in Utah VA Loans and Utah VA mortgages, so let us know if you do move here or are already living in Utah.

PS,

From my office window right now I have the pleasure of seeing 3 businesses flying the US Flag!  Love it!

Mortgage Meltdown: U.S. Home Prices – Comparing 2006 to 2010

Thursday, June 3rd, 2010

Between 1997 and 2006 the price of the typical American home increased by 126%.  Pretty amazing number to see huh?  Well, what about from 2006 to 2010?  What has happened in the more recent market and how is the current housing market looking?  Whether you are buying, selling, looking for a VA loan, or traditional, check out the infographic below to find those answers.

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Mortgage Meltdown: U.S. Home Prices - Comparing 2006 to 2010

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Spy Gadgets for the Average Joe

Wednesday, May 26th, 2010

Ever dreamed of being Ethan Hunt (lead role in the Mission Impossible series)? Well, now you can make those dreams a reality with this civilian accessible spy technology. With these gadgets, you’re destined to success with your latest espionage missions (or just getting the best VA loan rate possible), of course only if you choose to accept the mission.  This blog post will self destruct in 10 seconds…

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Spy Technology for the Average Joe

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How VA loan officers can show their appreciation to Veteran and Military clients.

Friday, May 21st, 2010

Being in the mortgage industry for the past 8 years I have come to realize that showing appreciation to your clients is a must. If I were running my own company I would even make it mandatory for VA loan officers. If you think about the process of buying a home it would seem like the Broker holds all the cards, but in reality it’s the Solider or Veteran.

The Loan Officer works for them, not the other way around. At any time during the process of completing the application and closing of escrow, the client – if they want – can find someone else to work with. I don’t want to sound like VA loan officers have no value or bring nothing to the table, its just good to understand what my responsibility is – WHICH IS HELPING THE SOLDIER/VETERAN! Without them I cannot put food on the table, but they can still get a VA loan without me.

I hope that did not sound like a rant, I just want to get the point across of how important the Veteran is.

There are many ways that I can show appreciation for Veterans and Soldiers buying homes. Let me list some of what I have done:

1. Give them the service they deserve. When talking with them on the phone or in person be sure to thank them for their military service. Sometimes address them using their Rank – this shows respect. Be prompt in your timelines and expectations.

2. Offer the best rates. Be competitive in the marketplace. Veterans and Soldiers will know if you are giving them higher VA interest rates and higher fees. I’m not suggesting doing the loan for free, but don’t “stick it” to them either. Trying to back pedal after you’ve been “caught” offering a bad deal is not a fun situation to be in.

3. Communicate. This is key. The best clients I have are the ones where I talk with them about the process of buying a home. I always try to educate Veterans or Active Military. Before closing explain to them how the final settlement statement looks and if there are any changes regarding rates, fees etc. NEVER DO A BAIT AND SWITCH!

4. Give them something of value. This is not too much to ask. Something simple like a Home Depot gift card or a house warming gift. The most recent purchase I did was here locally in UT. There were some speed bumps along the way to say the least. At the closing table I brought in a gift basket full of over the counter medicine as a joke. I also had some dish towels for the wife. They did not expect this, but they were very grateful because it was going above and beyond the call of duty.

5. Follow up. After the dust settles and your clients have moved in or completed their refinance, call them and ask how they like their new home or lower monthly payments. Send them birthday cards or Holiday cards.

In order to be successful in this business, you must always show your Veteran/ Active military clients that you care and appreciate them. Before you know it they will be sending referrals to you and that’s when you know you have created a business partner for life.

America is THE Beautiful but this country needs to WAKE UP!

Wednesday, May 12th, 2010

I have always been proud to be an American but seriously the past couple of weeks have really hit a soft spot and I have got to tell you that at times I wonder what in the world is wrong with this country and more importantly those that are making and enforcing our laws.

The video that I am sharing in this blog post is of a group of 4-5 yr old pre-school children performing for their parents.  As I filmed this video I found myself conflicted.  I had a strong feeling of pride as a parent and also as an American living in a great country where we are free to worship how we want and to wear what we want.  At this same time I felt a bit sick to my stomach as I realized I was hearing this at a private school, not a public school!  Do you think our kids can sing a song with the words AMERICA and GOD in it?  There is no way.

In the past week alone on the news I have seen of kids getting kicked out of school for wearing old navy shirts with the American Flag on them.  I have heard of kids of other races, yet still living here and claiming to be American, being allowed to wear shirts with a flag of another country.  I don’t have any issue with diversity and I think others should be able to wear flags from countries of their roots and nationalities, however why the double standard?  It is absolute garbage and in my option one of the major reasons this country is losing its luster!  How about a recent news story where the ACLU is suing the Federal Government for allowing a white cross to be in a national desert?  Here is what the ACLU says…

“Contrary to what some believe,” said Peter Eliasberg, staff attorney at the ACLU of Southern California and First Amendment specialist, “it is not the role of the federal government to advance Christianity or any other sectarian belief. Americans are perfectly competent to make such decisions for themselves without government interference.”

I have to wonder if they would have sued or tried to pull down a monument of the Menorah or perhaps something representing Islam?  I bet the would not have.  Again I am all for religious freedom and freedom of speech, but this double standard in our country is utterly ridiculous.

People need to also realize that they have the RIGHT TO NOT GET OFFENDED SO EASILY.  Political correctness is destroying this Nation that so many are fighting for, have fought for and hopefully will continue to fight for.

Feels good to get this off my chest!

10 Free Military Benefits You May Not Have Heard Of

Friday, May 7th, 2010

To serve one’s country demands a sacrifice for which no gift seems sufficient enough reward. The men and women of our armed services do enjoy certain perks however, most notably the GI Bill, The VA Home Loan Guarantee Program, and the Veteran Pension and Life Insurance Service. But the perks of service hardly end there. Many veterans and or active duty military personnel would be surprised to learn of the varied and substantial array of benefits, discounts, and non-profit organizations that exist to honor those who serve. The following is a sampling of some of the most interesting.

1. Free Security Alarms for military –  Protect Our Troops is an  Organization that installs wireless, two way voice security systems and provides 24hr monitoring for active duty service persons. With many soldiers stationed in areas requiring communication blackouts or reception issues (as in the mountainous highlands of Afghanistan) knowing their spouses, children and property back home is being monitored can be a great comfort.

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2. Free Credit Repair Assistance – www.vacreditsolutions.com Credit Reporting is perhaps the only American institution where you are guilty until proven innocent. Statistics suggest that as much as 70% of all credit reports have errors on them, and as many as 25% contain errors serious enough that would preclude an otherwise qualified borrower from access to credit they deserve. Many veterans are unaware that the burden of contesting this information not only rests on them, but that most companies advertising credit repair operate illegally. VA Credit Solutions is a free service designed to assist veterans and active duty military personnel with self directed credit repair.

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3. Free Concerts & Sporting Events – http://www.vettix.org/aboutus.php the Veteran Tickets Foundation is a non-profit distribution entity that collects donations of tickets from individuals, corporations, celebrities and professional sports teams. These tickets are then distributed to veterans with service connected disabilities and active duty servicepersons.

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4. Private Disney World Resort – http://www.shadesofgreen.org – Shades of Greens is a special resort situated on the Walt Disney World property reserved exclusively for veterans, active duty servicepersons and their families. In addition to substantial discounts on basic lodging, meal plans and transportation to and from the park, guests of the resort .  are treated to special activities that honor their military service.

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5. Free Admission to Theme Parks – On select days and seasons, veterans and active duty military personnel gain free admission to a host of top tier amusement parks and attractions, including (but not limited to) Sea World, The San Diego Zoo, Legoland, Knotts Berry Farm and many others.

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6. Free Meals – Veterans Day is a time for remembering the contribution and sacrifice of those Americans who have served and continue to serve our nation. It’s also a day that, should a vet or active duty soldier find themselves hungry, that a host of popular restaurant chains including Applebee’s, Outback Steakhouse, and Krispy Kreme will provide free meals in their honor.

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7. Free Plastic Surgery – http://www.capsmi.com/newsEvents/index.html As part of their self styled “Veteran’s Project” The Center For Aesthetics and Plastic Surgery in Grand Rapids Michigan aims to assist veterans with service connected disabilities by providing them with free reconstructive and cosmetic surgeries to help ease the psychological and physical scars of wartime violence.

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8. Tax Free Plus Discounted Construction & Building Materials – Lowe’s Home Improvement http://media.lowes.com/article_display.cfm?article_id=1036 & The Home Depot 10% Discounts on purchases up to $5000 with both Lowes Home Improvement and The Home Depot on select days throughout the year, most notably on Veteran’s Day Weekend.

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9. Free Wedding Gowns for Military Brides – Viva Amore Boutique – http://www.vivaamoreboutique.com/dresses-for-military-brides/ For those engaged women either serving in the military or preparing to marry an active duty soldier, this boutique helps young deserving couples celebrates one of the most important days of their lives in style with a price that’s hard to beat – Free.

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10. Free Personalized Military Doll for Children of Deployed Soldiers – Operation Military Kids http://www.operationmilitarykids.org/public/getInvolvedBy.aspx?state=Utah This non-profit organization focuses on the war at home fought by the families of deployed soldiers in the absence of their loved ones. OMK provides personalized dolls with real pictures of their parents representing the faces.

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Why I am grateful for the service of our troops!

Wednesday, April 21st, 2010

I have often wondered why someone would willingly leave behind their families, their friends— basically their life—to serve their country. Why would someone “volunteer” to get deployed for a year or two and put themselves in such danger? A lot of troops serve their country way beyond that time span. Others for their entire life. I have concluded that their bravery, their honor, and their vision and sacrifice for America and our freedom runs deeper than a lot of people can comprehend. I believe soldiers have such a profound gratitude for the freedom of our Nation and their loved ones that they can’t help but serve our country.

I have also tried to imagine what life would be like if we couldn’t enjoy the freedoms we have. What if it didn’t exist in our country? What if we didn’t have men and women who were willing to enlist in the army today? It would be a disservice to those veterans who served in the past, who fought for their lives and freedom with many dying in the process.

I’m in awe when I think of the soldiers who trust in and rely so heavily on those they serve with. Their lives lie in the hands of the person next to them. I’m amazed at the strength and resilience of these forces. Their unity must be a great thing to experience, just as we citizens of our country must be united and take care of each other. We too must do our part.

I believe in Freedom. I believe in the right to choose. I believe in self-government, the right to bear arms in self defense, and free conscience. The right to free speech, a fair trial, and to assemble. I believe in the right to enjoy the fruits of one’s labor and to provide nature’s necessities. I believe in a United Country (hence, the “United States of America”). I believe in our Soldiers to help us accomplish and sustain this. I also deem that we as citizens have certain duties we are held to—both public and private. Such duties include not stealing, being honest in all our doings, abide the laws of the land, to provide for and protect our families, and of course to help those who are less fortunate, in need and sick. We as citizens need to become economically independent. We need to participate in our society, vote, volunteer, and be family-oriented. Doing these things will help our soldiers keep our country strong and standing. They can’t do it alone.

In today’s world it is starting to become more real to me the way our government and economy is going. And I, like many others, have had an awakening of how truly grateful I am for those men and women who are willing to stand and fight those who dare take our liberty and our rights from us. It has taken me a while to understand what independence means to me personally, but I am now forever changed by it. My appreciation for the thousands and millions of troops who serve now and who have served in the past runs deep. We need to show this appreciation more, not just on Veteran’s Day. They need and deserve that.

I am so proud to be an American. We are all truly blessed to live in this great country. Our soldiers, airmen, marines, and sailors are a force for good in the world. This really is the land of the free because of the brave. Let’s not forget that. I am grateful for troops who protect our freedom, who create our freedom, and who support our freedom.