VA Loan Amount Limits

VA loans have certain limits in the amount of money that an eligible veteran or military borrower can borrow. Similar to how the government sets loan limits for organizations like Fannie Mae or Freddie Mac, the VA sets limits on what veterans can borrow.  Exceptions can be made, and it is possible to borrower more than the VA loan limit in your county, however in many cases you may be given a higher rate and the qualification process becomes more stringent.

VA loan limits are different state by state and sometimes even by county.  These VA loan limits are based on the cost of property, taxes, average incomes and other demographic factors in the area where you intend to purchase your home.

To determine the VA loan limit in your state or the state you plan on purchasing a home in, please click on the state below.  In general the maximum loan amount for a VA home loan is $417,000.  If you want info on VA Jumbo Loans we can assist you with that too.