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If you are a Oklahoma veteran homeowner, lowvarates.com can help you save money whether you are currently in a VA loan or not. Oklahoma veterans that currently have a VA home loan are eligible for a VA streamline refinance. If you live in Oklahoma but don't have a VA loan, our VA loan specialists may be able to help you refinance into a new VA mortgage. LowVARates can also help you determine the Oklahoma VA loan limits too.
Statistics show that few Veterans in Oklahoma have taken full advantage of the VA programs and benefits made available to them. Some of the benefits available to veterans in Oklahoma include:
Oklahoma veterans can finance the VA funding fee on both purchase and refinance loans. The VA Funding fee helps to fund the Veteran's Affairs Home Loan Guarantee program, without which many veterans throughout the country would be unable to realize the dream of homeownership. However, Oklahoma veterans have the ability to finance this fee, or (in some cases) have it waived altogether.
If you are a veteran living in or moving to Oklahoma, then you can borrow up to the full amount of your home's value. Unlike most loan options available to non-veterans, Oklahoma veterans are able to borrow more than the full purchase price of the home and can refinance up to the entire home's appraised value.
Oklahoma veterans are protected by loan guidelines that restrict the kinds of fees that can be assesed to them on a home loan. The non -allowable fees include: Underwriting fees, document prep fees, processing fees, escrow or admin fees. Call a lowvarates representative today to deterimine the full list of fees from which you may be exempt.
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